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Scotia Wealth Management
The Vikrant Group ScotiaMcLeod®, a division of Scotia Capital Inc.

416.355.6383 Get directions Scotia OnLine

Goal-based wealth and life planning

Our goals-based wealth management model is designed to help you achieve your financial and life goals from simple to complex.

Whether your goal is to ensure steady income in retirement, plan a smooth business succession and estate for wealth transfer, develop tax-efficient investment strategies, we can help you craft a plan to achieve it.

While we recognize the importance of portfolio performance, it is only a part of the picture when building your wealth. The Vikrant Group will provide you with a comprehensive and disciplined Total Wealth Plan, which becomes your financial roadmap. Using the power of total financial solutions, we’ll work closely with Scotia Wealth Management’s trusted team of Total Wealth specialists to create a plan that addresses all your financial management needs, including:

  • Investment and portfolio management
  • Financial planning
  • Tax minimization strategies
  • Insurance-based solutions for income and asset protection
  • Retirement planning
  • High net worth wealth strategies
  • Business succession and sale advisory services
  • Will and estate planning
  • Borrowing solutions
  • Private banking services

We combine a balanced combination of these services into a seamless long-term wealth-building experience.

Here’s how we will work with you:

We will have conversations about you and your goals, dreams, financial/personal/business circumstances, wealth structure, short-, medium- and long-term objectives, risk tolerance, liabilities, fears, and priorities. In addition, we will identify gaps that may need to be addressed and new opportunities that may exist.

Then we will create a Total Wealth Plan that can:

  • Help you to see where you stand now and where you will be in the coming years.
  • Prepare you and your family for any possible curves in the road.
  • Help you plan for a comfortable retirement, tax-efficient intergenerational wealth transfer and legacy, with strategies (and trusts if required) to address all family complexities.
  • Help you determine what your income would be if you wanted to retire now.
  • Ensure that your Will, executor, Powers of Attorney and beneficiaries are up to date.
  • Help you fund major expenses such as travel, education, vacation properties or other important purchases, trips, career changes, and more.

Next, we create your customized Investment Policy Statement (IPS), allocate your assets and build your investment portfolio. You will receive regular detailed account statements, portfolio review statements, transaction updates and tax reports.

We consistently monitor, revisit and adjust your Total Wealth Plan and investment portfolio when you’re ready to retire or when changes occur. We will meet at your desired frequency to present a review of your plan and portfolio to ensure you are on track to achieve your goals and dreams.

Learn more about how we work by watching our video and visiting our Frequently asked questions.